CODAL is a market insurance product that provides the cover charitable organisations need backed up by truly first class service.   We sat down with the Charity Finance Directors’ Group and designed a product that matches your needs.   We covered the essentials demanded by good governance. These include:   Property Theft Money and assault Business interruption Employers' liability Public & products liability Engineering breakdown Personal accident Travel Legal expenses Directors and Officers/Trustee indemnity Professional indemnity Crime

Then we looked at the specialist areas of the charity sector and included covers and facilities to reflect the unique demands many charities face. This includes protection for your volunteers, trustees and staff with cover for claims made directly against the charity. We also provide loss prevention, claims handling, advisory services and feedback information to help maximise your awareness of potential pitfalls and claims trends.   Finally we looked at the options and extras that make each policy suit the particular needs of individual charities like yours.